Rental Investment Guide

Stevensville


Short-term & long-term rental regulations, fees, and investor resources for Berrien County, Michigan.

Updated April 2026

Area Overview


The Village of Stevensville is a small Lake-Michigan-adjacent village on Red Arrow Highway between Bridgman and Saint Joseph, surrounded by (but separate from) Lincoln Charter Township. Housing stock is a mix of modest single-family homes, a compact Central Business (C2) downtown, and a commercial corridor zoned C1. The village is roughly 10 minutes from the I-94 / St. Joseph / Benton Harbor core and draws a blend of lake-day visitors and local service-worker long-term renters.

All rental units โ€” short-term and long-term โ€” must be registered with the Village and pass an initial inspection, with renewal inspections every two years [1]. Short-term rentals are allowed under two categories: owner-occupied STRs (allowed anywhere in the Village, with a Michigan Principal Residence Exemption required) and investor-owned STRs (allowed only in non-conforming dwelling units within the C1 and C2 commercial districts) [1][2].

Quick Status Summary


Short-Term Rentals LIMITED

Allowed in two categories, each with meaningful limits. Owner-occupied STRs (owner's primary residence, at least 6 months/year) are allowed anywhere in the Village and require a Michigan Principal Residence Exemption. Investor-owned STRs (owner does not reside at the property) are allowed only in C1 and C2 commercial-zoned non-conforming dwelling units โ€” the residential corridor is effectively off-limits for non-owner-occupied short-term rental. $100 (owner-occupied) or $300 (investor-owned) application fee every 2 years, plus a $35 inspection fee.

Long-Term Rentals ALLOWED

Permitted in the Village wherever residential dwelling use is allowed by the zoning ordinance. Registration is required: submit the Rental Application plus a $35 inspection fee, pass the Village Clerk-scheduled inspection, and receive a Certificate of Compliance valid for 2 years. No STR-style per-category application fee applies to long-term rentals.

Rental Regulations


1 Where STRs Are Allowed (Zoning)

Short-term rentals in Stevensville fall into two categories, with different geographic rules [1][2]:

  • Personal Owner-Occupied STR โ€” the property is the owner’s primary residence (at least 6 months/year). Allowed anywhere in the Village. A Michigan Principal Residence Exemption (PRE) is required.
  • Investor-Owned STR โ€” the owner does not reside at the property at least half the year (and no PRE on file). Allowed only in C1 (General Commercial) and C2 (Central Business) zones, and only in pre-existing non-conforming dwelling units within those districts.

In practical terms, the residential R1 / R2 / R3 / R4 corridors are closed to pure investor STRs โ€” those properties can only run an STR if the owner lives there half the year with a PRE on file.

Village of Stevensville Zoning Map

Click through to the official Zoning Map PDF to confirm a specific parcel’s district.

2 Registration & Permit Process

Submit the Rental Application, all required documents, the $35 inspection fee, and the applicable STR application fee by mail or in person to Village Hall at 5768 Saint Joseph Avenue. The Village Clerk will then call to schedule the inspection [1].

SubmissionBy mail or in person to 5768 Saint Joseph Avenue
Application formRental Application (PDF)
Inspection fee$35
Application fee (owner-occupied)$100 every 2 years
Application fee (investor-owned)$300 every 2 years
Good Neighbor GuideRequired in every STR unit
Principal Residence ExemptionRequired for owner-occupied STRs
Permit termCertificate of Compliance, 2 years
3 Fees & Penalties
Inspection fee$35 per application
Owner-occupied STR application$100 every 2 years
Investor-owned STR application$300 every 2 years
Certificate of Compliance term2 years (same month/day each cycle)

Fee schedule as published on the Village Rental Unit Registration page [1]. The Village re-uses the same month/day when reissuing a Certificate of Compliance regardless of when the renewal inspection actually occurs, so late renewals do not “reset” the cycle in the operator’s favor.

4 Inspections & Safety Requirements

Every initial rental permit and every 2-year renewal triggers a Village inspection of the unit against the Village’s rental inspection checklist [3]. The checklist covers smoke/CO alarms, egress windows, electrical, plumbing, heat, and general property-maintenance conditions. The Certificate of Compliance is not issued until the inspection is passed.

The Village Clerk schedules the inspection after the application and fees are received โ€” there is no self-service online scheduling.

5 Operating Rules (Good Neighbor Guide)

Every short-term rental is required to post a copy of the Village’s Good Neighbor Guide in the unit [1][4]. The Guide sets the baseline house rules a guest sees on arrival:

  • Quiet hours: 10:00 PM โ€“ 8:00 AM.
  • Trash & recycling: Place containers curbside per Village schedule; do not overfill.
  • Parking: Off-street parking required โ€” no street parking overnight.
  • Fire pits: Wood only; no accelerants; attend at all times.
  • Occupancy: Respect posted occupancy limits from the Certificate of Compliance.
6 Expiration & Renewal

Certificates of Compliance are valid for 2 years. It is the owner’s (or agent’s) responsibility to renew the certificate and schedule the inspection at least 30 days before expiration [1]. When a certificate is reissued, the new expiration uses the same month and day as the previous certificate regardless of the date the new one is actually issued.

For investors: Put the renewal date on your calendar 60 days ahead. The Village will not “reset” the cycle just because the inspection slipped โ€” you lose a little runway every time a renewal is filed late.
1 Where LTRs Are Allowed (Zoning)

Long-term rentals (leases of 30+ days) are permitted in the Village wherever residential dwelling use is allowed under the zoning ordinance [2]. The village’s residential districts โ€” R1 Single-Family, R2 Duplex, R3 Multi-family, and R4 Mobile Home Park โ€” all permit residential occupancy by right, whether owner-occupied or leased long-term.

Unlike short-term rentals, LTRs are not restricted to commercial zones and there is no separate owner-occupied vs. investor-owned category for long-term leases.

Village of Stevensville Zoning Map

Click through to the official Zoning Map PDF to confirm a specific parcel’s district.

2 Registration & Permit Process

LTR registration follows the same paper process as STRs โ€” submit the Rental Application and $35 inspection fee to Village Hall, the Village Clerk schedules the inspection, and a 2-year Certificate of Compliance is issued upon passing [1]. The STR-specific $100 / $300 application fees do not apply to long-term rentals.

SubmissionBy mail or in person to 5768 Saint Joseph Avenue
Application formRental Application (PDF)
Inspection fee$35
Application feeNone (LTRs pay inspection fee only)
Permit termCertificate of Compliance, 2 years
Minimum lease term30 days or longer (under 30 = STR)
3 Fees & Inspections
Initial inspection fee$35
Renewal inspection fee$35 every 2 years
Application feeNone for LTR
Certificate of Compliance term2 years (renewal scheduled โ‰ฅ30 days before expiration)

The Village inspects every LTR on the same 2-year cycle as STRs, against the same inspection checklist [3].

4 Tenant Rights & Eviction Resources

Michigan landlord-tenant law (MCL 554.601 et seq.) and the summary-proceedings act govern leases, security deposits, repairs, and eviction in Stevensville โ€” the Village does not modify these by ordinance. Evictions are filed in Berrien County District Court. The State Bar of Michigan publishes a free Practical Guide for Tenants and Landlords covering leases, deposits, repairs, and the eviction process [5].

Official Resources


Property Tax Treatment


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Important for investors: A property used as a rental in Michigan is generally classified as non-homestead, which is taxed at the full local millage rate (no Principal Residence Exemption). Short-term rental income may also be subject to the Michigan Use Tax on transient accommodations. Consult a CPA before underwriting any deal โ€” these are not opinions, they are starting points for your own tax research.

Explore Rental Guides โ€” Berrien County


All 39 municipalities in Berrien County. Click any to view its rental guide โ€” or request one if itโ€™s not yet live.


Thinking about an investment in the Village of Stevensville?

The split between C1/C2-only investor STRs and anywhere-in-Village owner-occupied STRs changes the math on specific parcels. I help investors evaluate short-term and long-term rental opportunities across Southwest Michigan and compare Stevensville to neighboring Bridgman, Lincoln Township, and St. Joseph.

Sources & Downloads


  1. 1
    Village of Stevensville โ€” Rental Unit Registration
    https://www.villageofstevensville.us/pview.aspx?catid=463&id=35842
    Authoritative page: process steps, $35 inspection fee, $100 / $300 STR application fees, 2-year Certificate of Compliance, owner-occupied vs. investor-owned STR categories, renewal rules.
    Verified: 2026-04-20
  2. 2
    Village of Stevensville โ€” Short-Term Rental Zoning Ordinance
    https://www.villageofstevensville.us/docview.aspx?docid=46090
    STR zoning rules: owner-occupied allowed anywhere; investor-owned limited to non-conforming dwellings in C1 and C2 districts.
    Verified: 2026-04-20
  3. 3
    Village of Stevensville โ€” Rental Inspection Checklist
    https://www.villageofstevensville.us/docview.aspx?docid=46033
    Items inspected at initial issuance and every 2-year renewal.
    Verified: 2026-04-20
  4. 4
    Village of Stevensville โ€” Good Neighbor Guide
    https://www.villageofstevensville.us/docview.aspx?docid=46095
    Required posting in every STR. Quiet hours 10pmโ€“8am, trash, parking, fire pit, and occupancy rules.
    Verified: 2026-04-20
  5. 5
    Michigan Legislature โ€” A Practical Guide for Tenants & Landlords
    https://www.legislature.mi.gov/publications/tenantlandlord.pdf
    Statewide landlord-tenant law, leases, deposits, evictions.
    Verified: 2026-04-20
How this guide is produced. This rental guide is researched and drafted with assistance from Claude, an AI model made by Anthropic, working from the official municipal sources linked in this page. AI can make mistakes โ€” any fact that would materially affect a purchase or rental decision should be verified against the official source cited above and confirmed directly with the municipality. See an error? Email a correction.