Rental Investment Guide

Texas Charter Township


Short-term & long-term rental regulations, fees, and investor resources for Kalamazoo County, Michigan.

Updated May 2026

Area Overview


Texas Charter Township sits in western Kalamazoo County, directly west of the City of Portage and a short drive from Kalamazoo. It is a growing suburban township that draws families, professionals, and retirees, and it is also lake country: its landscape is dotted with inland lakes, which makes waterfront and near-water homes some of the most desirable, and most rental-attractive, property in the area.

For rental investors and homeowners, the single most important thing to understand about Texas Township is what it does not have. There is no short-term rental ordinance, and there is no long-term rental registration or licensing program.[7] The township confirms that it operates no business-licensing program of any kind.[7] Rentals here are governed by the zoning ordinance and by Michigan’s construction and property-maintenance codes, rather than by a dedicated local rental program.

The zoning ordinance does, however, formally define the term ‘short-term rental’ and treat that transient use differently from ordinary residential occupancy.[2] Recent ordinance work has centered on the township’s lakes: Ordinance No. 379 added supplemental regulations for riparian (waterfront) property, and Ordinance No. 380 amended several other zoning provisions.[9][6] Because the rules here are zoning-driven and the ordinance is amended periodically, anyone planning a rental should confirm the current text and their parcel’s zoning district before relying on this guide.

Quick Status Summary


Short-Term Rentals NO ORDINANCE

Texas Township has not adopted a short-term rental ordinance, permit, or registration program. Its zoning ordinance defines a short-term rental as a dwelling rented for lodging for 90 days or less, and it treats that transient use as separate from a single-family ‘dwelling’.[2] That distinction can raise zoning-compliance questions for a non-owner-occupied STR. The one clearly permitted form of transient lodging is an owner-occupied bed and breakfast, approved by the Planning Commission as a Special Exception Use.[2] Verify your parcel and your plans with the Planning Department before buying for STR use.

Long-Term Rentals ALLOWED

Long-term residential rentals are allowed throughout Texas Township wherever the zoning district permits the dwelling type, and a leased home is treated the same as an owner-occupied one.[2] There is no rental registration, no landlord licensing, and no periodic rental-inspection program, because the township runs no business-licensing program at all.[7] Standard Michigan landlord-tenant law and the state building codes still apply.

Rental Regulations


๐Ÿ—บ๏ธ Where Do Short-Term Rentals Stand in Texas Township?

There is no short-term rental ordinance in Texas Township, so whether a property can be used as an STR is a zoning question, not a permit question. The township has never adopted STR licensing, registration, density caps, or inspections.[2]

What the zoning ordinance does do is define a short-term rental, lodging offered to the public for compensation for 90 days or less, and treat that transient use as separate from a single-family ‘dwelling’.[2] The practical consequence: across the residential districts (Agricultural and R-1 through R-6, plus R-1A and Resource Conservation), the permitted use is a ‘dwelling’, and a fully transient, non-owner-occupied STR can fall outside that definition. The township has not built an enforcement program around this, but it is the open question every STR buyer should resolve before closing.[2]

Because by-district permissions turn on the exact ordinance text and on your parcel’s zoning, confirm both. Check the parcel on the May 2024 zoning map, and read the use tables in the township’s consolidated ClearZoning zoning ordinance, which was last revised in April 2024.[3][2] A newer compilation updated through February 2025 also exists, but it is posted as a scanned image without searchable text, so the ClearZoning version is the practical reference for actually reading the rules.[6]

๐Ÿ“‹ Is There an STR Permit, Registration, or License?

No. Texas Township issues no short-term rental permit, registration, or license, because the township has never created one.[2] It also runs no business-licensing program of any kind, so there is no landlord license or rental certificate to obtain either.[7]

That absence is not the same as a green light. If you want a definitive answer for a specific property, the useful step is a written zoning determination. Submit a Zoning Review Application to the Planning and Zoning Department and ask, in writing, whether your intended rental use is permitted in that parcel’s district. The township’s Zoning Administrator Review page lists this review at a $50 administrative fee.[5] A written determination is worth far more than a verbal ‘probably fine’ if you ever need to defend the use to a lender, an insurer, or a neighbor.

For questions short of a formal review, the Planning Director, Kelly McIntyre, takes zoning calls directly at 269-548-4305, and the Township Hall office is open Monday through Thursday and Friday mornings.[5][1]

๐Ÿ  Can You Run a Bed & Breakfast Instead?

Yes. An owner-occupied bed and breakfast is the one clearly permitted way to offer paid overnight lodging in Texas Township, and it is approved by the Planning Commission as a Special Exception Use.[2]

The zoning ordinance sets three core standards for a bed and breakfast: the owner and/or an on-site manager must live on the premises; no more than six bedrooms may be devoted to lodging; and no meals other than breakfast may be served to guests.[2] A bed and breakfast is allowed as a Special Exception Use in the Agricultural district, in the R-1, R-2 and R-3 residential districts, and in the CBD Corners Business District.[2]

Getting there means filing a Special Exception Use Application with the Planning and Zoning Department, which is then reviewed at a public Planning Commission hearing.[4] Application and escrow fees are set in the township’s Planning and Zoning Fees and Escrow schedule.[10] One caution: this route works for a host who genuinely lives in the home. It is not a workaround for a fully transient, non-owner-occupied STR.

๐Ÿ›๏ธ Can You Short-Term Rent an ADU or Guest House?

No. The zoning ordinance specifically prohibits using an accessory dwelling unit (ADU) as a short-term rental.[2]

Under the ordinance, an ADU ‘shall not be leased or rented for less than 365 days and shall not be used as a short-term rental’.[2] In plain terms, a backyard cottage, an in-law suite, or a finished space above a detached garage can be rented out, but only on a long-term lease of a year or more. It cannot be listed on a nightly or weekly basis.

This is worth flagging because it is the single most concrete short-term rental rule in the entire Texas Township ordinance, and it runs against a common investor instinct. Buyers often assume a secondary unit is the low-friction way to test STR income. In Texas Township the ordinance closes that door directly, so if a listing markets an ADU or guest house as ‘Airbnb-ready’, treat that as a claim to verify, not a fact.

โœ… What Should an Investor Verify Before Buying for STR Use?

Before you buy a Texas Township property intending to short-term rent it, verify five things, ideally in writing.

1. The parcel’s zoning and use status. Request a written zoning determination (a Zoning Review Application) confirming that transient rental use is permitted in that parcel’s district.[5] 2. Water and septic. Many township homes are on a private well and on-site septic; Kalamazoo County Environmental Health permits and evaluates septic systems, and a system must be sized for the occupancy you intend to host.[11] 3. Private restrictions. Deed restrictions, plat covenants, and lake-association or HOA rules are common around the township’s lakes, and they frequently ban or cap short-term rentals regardless of what township zoning allows. 4. Riparian rules. If the property touches a lake, the supplemental riparian regulations apply; see the Lakefront and Riparian section below.[9] 5. ADU status. Confirm that any unit you plan to rent nightly is not an accessory dwelling unit, which cannot legally be a short-term rental.[2]

None of these checks is exotic, but each one has sunk an otherwise-good deal. In a township with no STR ordinance, the cheapest insurance you can buy is a paper trail.

๐Ÿ—บ๏ธ Where Are Long-Term Rentals Allowed in Texas Township?

Long-term residential rentals are allowed throughout Texas Township in any zoning district that permits the dwelling type you intend to rent. A leased home is treated exactly the same as an owner-occupied one, because the zoning ordinance regulates the dwelling, not who holds the lease.[2]

Single-family dwellings are a principal permitted use in the Agricultural district and across the residential districts (R-1 through R-6, plus R-1A).[2] Apartments and other multi-family dwellings are principal permitted uses in the R-5 and R-6 districts, and the CBD Corners Business District also allows attached and upper-floor residential units.[2] In short, a long-term rental is permitted almost everywhere a home itself is permitted; what varies between districts is the building type, not the act of renting.

To confirm a specific property, check its district on the May 2024 zoning map and read the use tables in the township’s ClearZoning zoning ordinance, revised April 2024.[3][2] A February 2025 compilation also exists but is a scanned image without searchable text, so the ClearZoning version stays the readable reference.[6]

๐Ÿ“‹ Do You Need to Register or License a Long-Term Rental?

No. Texas Township has no rental registration, no landlord licensing, and no rental-certificate requirement. The township confirms that it runs no business-licensing program of any kind.[7]

In practice, a landlord does not file anything with the township simply to lease a home on a long-term basis. There is no annual renewal, no per-unit fee, and no rental roll. That is convenient, but it also shifts weight onto the lease itself and onto Michigan landlord-tenant law, because there is no local registration step that would otherwise flag a non-compliant unit before a tenant moves in.[12]

The one time the township does get involved with a rental property is construction and alterations. If you renovate, finish a basement, or add a unit, permits apply, as covered in the next two sections.

๐Ÿ’ณ What Fees or Inspections Apply to Long-Term Rentals?

There are no rental-registration fees and no periodic rental-inspection program for long-term rentals in Texas Township.[7]

Because the township runs no rental program, there is no recurring landlord fee and no inspector cycling through occupied rental homes on a schedule. Fees and inspections enter the picture only when you do physical work on the property. Building, electrical, mechanical, and plumbing permits are required for construction and alterations, and each carries its own fee; building permit fees are calculated from ICC Building Valuation Data.[7] Those permits trigger inspections of the work itself, the new wiring, the framing, the furnace, rather than of the tenancy.

For a landlord, the takeaway is simple. Routine leasing costs nothing at the township counter, but a renovation between tenants does require permits, and pulling them protects both your insurance position and your tenant’s safety.

๐Ÿ› ๏ธ What Building & Safety Codes Still Apply to Rentals?

Every long-term rental in Texas Township must meet the State of Michigan construction codes, and the township’s own in-house Building Department enforces them.[8]

Texas Township issues and inspects building, mechanical, electrical, and plumbing permits itself, through its own Building Department. It is not served by the Kalamazoo Area Building Authority and not by the county.[8] For a landlord that means a single local counter for permits and inspections. The codes govern the bones of a habitable rental: emergency egress from bedrooms, working smoke and carbon-monoxide alarms, safe heating, sound electrical, and functioning plumbing.

This still matters even though there is no rental-inspection program. Michigan law reads a covenant of habitability into every residential lease, so a landlord is legally responsible for delivering and maintaining a dwelling that meets code, whether or not a township inspector ever knocks.[12] Many homes in the township are also on private wells and septic systems, which are permitted and evaluated by Kalamazoo County Environmental Health.[11]

โš–๏ธ What Are Tenant Rights & Eviction Resources in Michigan?

Because Texas Township has no local rental ordinance, the rules that govern the landlord-tenant relationship come almost entirely from Michigan state law, the same rules that apply anywhere in the state.[12]

A few load-bearing points. A security deposit may not exceed one and a half months’ rent, and it must be handled under Michigan’s Security Deposit Act, including written notice of where the deposit is held and a timely itemized accounting after move-out.[12] A landlord must deliver and maintain habitable premises. And eviction is strictly a court process: a landlord cannot change the locks, remove a tenant’s belongings, or shut off utilities to force a tenant out. Summary-proceedings (eviction) cases are filed in the district court serving Kalamazoo County, and only a court officer may carry out a removal order.[13]

For plain-language walkthroughs, Michigan Legal Help maintains step-by-step guides on tenant rights and on how eviction works, and the Michigan Legislature publishes ‘A Practical Guide for Tenants and Landlords’ covering leases, deposits, and repairs.[13][12]

Special Regulations


Texas Township is lake country, with inland lakes woven through the community, and waterfront parcels carry an extra layer of zoning rules that most inland properties do not.

๐ŸŒŠ What Extra Rules Apply to Lakefront & Riparian Property?

Lake-frontage (riparian) parcels in Texas Township are subject to supplemental zoning regulations adopted in Ordinance No. 379, layered on top of their normal district rules.[9]

Ordinance No. 379, ‘Supplemental Regulations for Riparian Property’, adds standards that apply specifically to waterfront lots, and the zoning ordinance also carries provisions addressing Eagle Lake.[9][2] For a rental investor this matters in both directions. Lakefront homes are the most rental-attractive properties in the township, and they are also the most heavily regulated. Water setbacks, accessory structures, boathouses and docks, and lot-coverage limits can all differ from what applies to an inland lot.

None of this prohibits renting a lake house. What it does is shape what you can build, expand, or modify on the parcel, which directly affects any value-add or expansion plan. Before closing on waterfront, confirm the parcel’s riparian status and ask the Planning Department whether any zoning issue is open on the lot.

Official Resources


Property Tax Treatment


i
Important for investors: A property used as a rental in Michigan is generally classified as non-homestead, which is taxed at the full local millage rate (no Principal Residence Exemption). Short-term rental income may also be subject to the Michigan Use Tax on transient accommodations. Consult a CPA before underwriting any deal โ€” these are not opinions, they are starting points for your own tax research.

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Thinking about a rental in Texas Township?

Whether you are weighing a lakefront short-term rental, a long-term hold, or an owner-occupied bed and breakfast in Kalamazoo County, I can help you read the zoning, pressure-test the numbers, and steer around the surprises that sink deals.

Sources & Downloads


  1. 1
    Texas Charter Township Official Website https://www.texastownship.org/
    Confirms township hall address (7227 West Q Avenue, Kalamazoo, MI 49009), office phone, and office hours.
    Verified: 2026-05-21
  2. 2
    Text-based zoning ordinance; defines 'short-term rental' (90 days or less), sets bed-and-breakfast standards, and prohibits short-term rental of accessory dwelling units.
    Verified: 2026-05-21
  3. 3
    Official township zoning map dated May 2024 (PDF).
    Verified: 2026-05-21
  4. 4
    Texas Township Planning, Zoning and Development Department https://www.texastownship.org/186/Planning-Zoning-Development
    Township planning and zoning department page; lists the ordinance, zoning map, applications, and Planning Commission process.
    Verified: 2026-05-21
  5. 5
    Texas Township Zoning Administrator Review https://www.texastownship.org/187/Zoning-Administrator-Review
    Lists the $50 administrative zoning review fee and the Planning Director contact line, 269-548-4305.
    Verified: 2026-05-21
  6. 6
    Texas Township Ordinances and Enforcement https://www.texastownship.org/183/Ordinances-Enforcement
    Confirms the zoning ordinance is compiled via ClearZoning and that the February 2025 compilation is a scanned image PDF.
    Verified: 2026-05-21
  7. 7
    Texas Township Development and Permitting Process https://www.texastownship.org/287/Development-Permitting-Process
    States the township operates no business-licensing program; outlines building, mechanical, electrical, and plumbing permit requirements.
    Verified: 2026-05-21
  8. 8
    Confirms Texas Township issues building permits in-house through its own Building Department.
    Verified: 2026-05-21
  9. 9
    Texas Township Ordinance No. 379, Supplemental Regulations for Riparian Property https://www.texastownship.org/DocumentCenter/View/1654/Ordinance-379—Riparian
    Recent ordinance adding supplemental zoning regulations for riparian (waterfront) property.
    Verified: 2026-05-21
  10. 10
    Texas Township Planning and Zoning Fees and Escrow Schedule https://www.texastownship.org/DocumentCenter/View/1821/Fees-and-Escrow-
    Planning and zoning application and escrow fee schedule.
    Verified: 2026-05-21
  11. 11
    Kalamazoo County Sewage Treatment (On-Site Septic) https://www.kalcounty.gov/295/Sewage-Treatment
    Kalamazoo County Environmental Health on-site sewage (septic) permits and information.
    Verified: 2026-05-21
  12. 12
    Michigan Legislature, A Practical Guide for Tenants and Landlords https://www.legislature.mi.gov/publications/tenantlandlord.pdf
    State guide covering leases, security deposits, repairs, and eviction under Michigan law.
    Verified: 2026-05-21
  13. 13
    Michigan Legal Help, Tenant Rights and Responsibilities https://michiganlegalhelp.org/resources/housing/tenant-rights-and-responsibilities
    Plain-language overview of Michigan tenant rights, responsibilities, and the eviction process.
    Verified: 2026-05-21
How this guide is produced. This rental guide is researched and drafted with assistance from Claude, an AI model made by Anthropic, working from the official municipal sources linked in this page. AI can make mistakes โ€” any fact that would materially affect a purchase or rental decision should be verified against the official source cited above and confirmed directly with the municipality. See an error? Email a correction.