Rental Investment Guide

Fabius Township


Short-term & long-term rental regulations, fees, and investor resources for St. Joseph County, Michigan.

Updated May 2026

Area Overview


Fabius Township sits in northern St. Joseph County, Michigan, just outside the City of Three Rivers and stretching south along a chain of inland lakes (Pleasant, Long, Fishers, Klinger, Corey) that drive most of its rental demand. Township hall is at 13108 Broadway Rd, Three Rivers, MI 49093.[1] The township is predominantly rural-residential with single-family lakefront cottages, family farms, and wetlands, and the township board has explicitly stated that protecting that rural character is paramount.[2]

Short-term rental activity in Fabius is now subject to a township-specific ordinance with a hard 40-permit cap and a 1,000-foot separation between STR property lines, adopted after the township board’s April 2024 passage of short-term rental regulations.[2][3] Long-term rentals are not subject to a township-level registration program; Michigan state landlord-tenant law and the township’s zoning ordinance govern long-term leases.[4]

Zoning and building administration is contracted out: the Zoning Administrator (Matthew Jorgensen) and Building Inspector (Joe Wickey) are not based at the township hall, so most rental questions are routed through their direct phone lines and the township clerk’s office.[1]

Quick Status Summary


Short-Term Rentals CAPPED

Short-term rentals are capped at 40 township-wide, with a 1,000-foot minimum separation between STR property lines. Annual registration with the township is required, and the property must pass an annual St. Joseph County Health Department septic inspection.[2]

Long-Term Rentals ALLOWED

Long-term rentals (more than 90 days to the same tenant or family) are not subject to a township-level rental registration program. Michigan state landlord-tenant law and the Fabius Township Zoning Ordinance govern long-term leases; tenants are protected by state inspection, eviction, and security-deposit rules.

Rental Regulations


๐Ÿ—บ๏ธ Where STRs Are Allowed (Zoning)

Short-term rentals are allowed in any zoning district that permits single-family dwellings.[2] The township has not zoned STRs out of any residential area, but every STR must satisfy a 1,000-foot minimum distance between property lines and the township-wide 40-permit cap.[2] STRs operating before the ordinance took effect that fall inside the 1,000-foot buffer were grandfathered, but that nonconforming status terminates when the property is sold or changes ownership.[2]

For parcel-level verification, use the township’s current zoning map together with the St. Joseph County FetchGIS parcel viewer to identify the underlying zoning district before you make an offer.

Fabius Township Current Zoning Map

๐Ÿ“ Registration & Permit Process

STR owners apply directly to Fabius Township on a paper application provided by the clerk and renew annually by January 1.[2] The application requires owner name and address, property address, number of bedrooms, off-street parking spaces, proposed maximum occupants, intended rental dates, the rental agreement, proof of ownership, $1 million liability insurance, and a St. Joseph County Health Department well and septic inspection certificate.[2] If the owner does not reside within 20 miles of the property, a named local agent who can respond on-site within 30 minutes is mandatory.[2]

Applications and the current ordinance live in the township’s Short Term Rental Google Drive folder linked from the main site navigation. The clerk’s office at the township hall is the submission point.

๐Ÿ’ต Fees & Penalties

The annual STR administrative fee is set by resolution of the Township Board; the ordinance itself does not fix a dollar amount, so confirm the current fee with the clerk before you apply.[2] The published fee schedule on the township website lists zoning and land-division fees but does not currently list the STR administrative fee as a separate line item.[5]

Penalties are spelled out in the ordinance: each violation is a municipal civil infraction with a $500 civil fine, plus costs of $10โ€“$500.[2] Each day a violation continues counts as a separate offense.[2] Owners who advertise or operate without registering also owe a $100-per-month late application fee for every month the application is overdue.[2]

๐Ÿ” Inspections & Safety Requirements

Every registered STR must consent to a yearly inspection of the dwelling by the Building Official, Zoning Administrator, or law enforcement, plus inspection on any complaint registered with the township.[2] Inspections follow the International Property Maintenance Code and the State Construction Code.[2]

Required life-safety equipment: operational smoke detectors in each bedroom and one on each floor near the bedrooms, plus at least one approved carbon monoxide detector per floor.[2] Smoke and CO devices must be tested at least every 90 days, and a written test log must be available on request.[2] In any area without public sanitary sewer, the owner must pay for and pass an annual septic inspection by the St. Joseph County Health Department; portable bathrooms are explicitly prohibited.[2][6]

๐Ÿ“ Operating Rules (Occupancy, Quiet Hours, Parking)

Maximum occupancy is two adults per bedroom plus two additional occupants per finished story; children under 24 months and people with documented medical-supervision needs do not count toward the limit.[2] A basement is not counted as a story.[2] Daytime guests (sunrise to sunset only) may bring the total on-site count up to 1.5 times the overnight occupancy cap, rounded up.[2]

Quiet hours run from 10:30 PM to 7:00 AM and must be included in the rental agreement.[2] Parking is allowed only in approved off-street spaces; no parking in grassy areas, public or private roads, or road rights-of-way.[2] Two exterior noise-monitoring devices on opposite corners of the dwelling are mandatory and must alert the owner whenever sound exceeds 70 dB.[2] Campfires are restricted to designated fire pits, must be attended, and must comply with state burn bans and Fabiusโ€“Park Fire Department rules.[2]

๐Ÿ• Local Agent & 24-Hour Contact Requirement

If the owner does not live within 20 miles of the rental, the owner must name a local agent on the registration application.[2] The owner, local agent, or a designee must be on-site within 30 minutes of any call from the township or law enforcement about an issue at the property, and must hold keys to all buildings on the property with authority to make decisions on the spot.[2]

A clearly legible exterior sign at or near the main entrance must display the current contact phone number; the sign may not exceed 24 by 30 inches and may not advertise the home as a short-term rental.[2] Street-address numbers at least 3 inches tall must be visible from the road.[2]

๐Ÿ›‘ Permit Cap, Separation Rule & Revocation

No more than 40 short-term rentals are allowed in Fabius Township at one time, and every STR must be at least 1,000 feet from any other STR (property line to property line).[2] STRs that already operated closer than 1,000 feet before the ordinance may continue, but the nonconforming status ends when the property is sold or changes ownership; new owners must re-apply, and an STR registration is not transferable on sale.[2]

The township may revoke a registration after three separate incidents within a calendar year resulting in a violation finding by the owner or any renter.[2] The Building Official, Zoning Administrator, or designee may issue an emergency suspension for any single offense that is life-threatening or causes serious injury.[2] After revocation, the dwelling cannot be re-registered as an STR for one year; three suspensions within five years triggers a permanent revocation for that property.[2]

๐Ÿ—บ๏ธ Where LTRs Are Allowed (Zoning)

Long-term rentals (defined in the STR ordinance as rentals longer than 90 days to the same tenant or family) are allowed in any zoning district where single-family dwellings or other residential uses are permitted.[2] Fabius Township does not maintain a separate long-term rental zoning overlay; the underlying district controls.

Verify a parcel’s zoning via the township’s current zoning map and confirm parcel-level information via the St. Joseph County FetchGIS parcel viewer before relying on the listing description.

Fabius Township Current Zoning Map

๐Ÿ“ Registration & Permit Process

Fabius Township does not require a township-level registration or permit for long-term rentals; there is no rental-registration program in the published township ordinances.[4] Long-term landlords are governed by Michigan state landlord-tenant law (Public Act 348 of 1972, the Landlord and Tenant Relationships Act, and Public Act 454 of 1976, the Truth in Renting Act) and by the Fabius Township Zoning Ordinance.[4]

If a parcel is being converted from another use, or new structures are involved, you may still need a zoning compliance review and a building permit; contact the Zoning Administrator before listing.

๐Ÿ’ต Fees & Penalties

No township-level long-term rental registration fee applies because Fabius does not run an LTR program.[4] Penalties for violating other township ordinances (zoning, property maintenance, noise) follow the township’s general municipal civil infractions framework.[2]

Costs that may apply at the property level: septic inspection by the St. Joseph County Health Department on transfer or change of use, well water sampling, and any zoning or building permit fees from the township’s published fee schedule.[5]

๐Ÿ” Inspections & Safety Requirements

There is no routine township inspection of long-term rentals.[4] Health-and-safety baselines come from Michigan state law: smoke detectors are required in all residential rentals built or substantially altered after 1974, carbon monoxide detectors are required in rentals with fuel-burning appliances or attached garages, and rentals must comply with the Michigan Housing Law and local property-maintenance rules.

For lakefront and rural properties served by private wells and septic systems, the St. Joseph County Health Department handles point-of-sale and on-complaint septic inspections; landlords should verify the septic system can handle proposed occupancy before signing a new long lease.[6]

โš–๏ธ Tenant Rights & Eviction Resources

Michigan tenants in long-term Fabius rentals are protected by the Michigan Truth in Renting Act, the Landlord and Tenant Relationships Act, and the Security Deposit Act. Landlords must give written notice and use the formal summary-proceedings process in the 45th Circuit Court (St. Joseph County) to recover possession; self-help eviction is illegal under Michigan law.[7]

Free or low-cost assistance is available through Legal Services of South Central Michigan and the Michigan Department of Attorney General’s Consumer Protection Division.[7] The Michigan State Court Administrative Office publishes the standard summary-proceedings forms used in St. Joseph County District Court.

Official Resources


Property Tax Treatment


i
Important for investors: A property used as a rental in Michigan is generally classified as non-homestead, which is taxed at the full local millage rate (no Principal Residence Exemption). Short-term rental income may also be subject to the Michigan Use Tax on transient accommodations. Consult a CPA before underwriting any deal โ€” these are not opinions, they are starting points for your own tax research.

Explore Rental Guides โ€” St. Joseph County


Every municipality in St. Joseph County. Click any to view its rental guide โ€” or request one if itโ€™s not yet live. View the St. Joseph County hub โ†’


Buying, selling, or investing in Fabius Township?

I help investors and homeowners read the 40-permit cap, the 1,000-foot separation rule, and the septic and insurance requirements before you make an offer on a Fabius lakefront or rural rental.

Sources & Downloads


  1. 1
    Official roster of township board, inspectors, zoning admin, and contacts
    Verified: 2026-05-17
  2. 2
    12-page ordinance text: 40-permit cap, 1,000-ft separation, registration, inspections, fines
    Verified: 2026-05-17
  3. 3
    Township board confirmation that STR ordinance was adopted (April 2024)
    Verified: 2026-05-17
  4. 4
    Codified ordinances; no separate LTR registration program present
    Verified: 2026-05-17
  5. 5
    Township fee schedule (zoning, land division, escrow)
    Verified: 2026-05-17
  6. 6
    St. Joseph County Health Department https://www.bhsj.org/programs/36
    Well and septic inspection authority referenced in STR ordinance Section 6(g)
    Verified: 2026-05-17
  7. 7
    State-level landlord-tenant rights and eviction process
    Verified: 2026-05-17
How this guide is produced. This rental guide is researched and drafted with assistance from Claude, an AI model made by Anthropic, working from the official municipal sources linked in this page. AI can make mistakes โ€” any fact that would materially affect a purchase or rental decision should be verified against the official source cited above and confirmed directly with the municipality. See an error? Email a correction.