Rental Investment Guide

Flowerfield Township


Short-term & long-term rental regulations, fees, and investor resources for St. Joseph County, Michigan.

Updated May 2026

Area Overview


Flowerfield Township sits in the northwest corner of St. Joseph County, Michigan, between Three Rivers to the south and Schoolcraft to the north. With a population of roughly 1,200 spread across mostly farmland, woodlots, and small lakes, the township is one of the quieter rural communities in southwest Michigan and uses the M-216 corridor as its primary route to U.S. 131 and I-94.[1]

The township is governed by a single comprehensive zoning ordinance (Ordinance No. 46, adopted November 14, 2017) and does NOT currently have a stand-alone short-term rental ordinance. Rental activity is regulated primarily through zoning district rules, home occupation rules, and Bed and Breakfast standards, plus state landlord-tenant law for long-term tenancies.[2]

Because Flowerfield is rural with no municipal water or sewer, any rental property must comply with St. Joseph County Health Department on-site septic and well requirements, building inspections are administered through the county, and parcels are tracked via the St. Joseph County FetchGIS portal. Investors evaluating a parcel here should confirm the zoning district and septic capacity before listing.[3][4]

Quick Status Summary


Short-Term Rentals UNVERIFIED

Flowerfield Township has no dedicated short-term rental ordinance on file. STR-style uses default to the underlying zoning district plus the township’s Bed and Breakfast and Home Occupation standards. Anyone planning to operate an STR should confirm permitted use with the Zoning Administrator before booking guests, since enforcement falls under the general zoning ordinance.[2]

Long-Term Rentals ALLOWED

Long-term rentals are allowed across the township’s residential districts (AG, R-1, R-2, R-3) with no township-level registration program. Standard Michigan landlord-tenant law governs lease terms, security deposits, and eviction procedures.[5]

Rental Regulations


๐Ÿ—บ๏ธ Where STRs Are Allowed (Zoning)

Flowerfield Township does not call out “short-term rental” as a defined use in its zoning ordinance. The closest analog is the township’s Bed and Breakfast definition, which the ordinance treats as a residential structure that provides temporary room and board as a home occupation within an owner-occupied dwelling.[2] That means renting your primary residence room-by-room while you live there is reasonably analogous to a permitted Home Occupation in every residential district (AG, R-1, R-2, R-3).

What the ordinance does NOT clearly address is a whole-house, non-owner-occupied weekly rental. Because specific by-district STR permissions aren’t called out in machine-readable form, for any specific property you should verify zoning compliance via the township’s zoning map and confirm with the Zoning Administrator before listing on Airbnb or VRBO.[6]

Districts and where they sit on the map:

  • AG (Agricultural): Farms, single-family dwellings on lots of record, home occupations.
  • R-1 (Rural Residential): Most restrictive residential district, large lots, home occupations allowed.
  • R-2 (Medium Density Residential): Allows one- and two-family dwellings, home occupations.
  • R-3 (High Density Residential): Multiple-family dwellings allowed as a Special Land Use.
  • SWO (Surface Water Overlay): Lakefront and floodplain overlay; underlying district rules apply.
  • B-1 (Business): Bed & Breakfasts and similar lodging uses can be considered.
๐Ÿ“ Registration & Permit Process

There is no township-level short-term rental registration program in Flowerfield Township. The township does not issue an STR-specific permit, charge an STR registration fee, or maintain an STR list.[2]

That said, an STR property still has to satisfy several non-STR requirements:

  1. Zoning compliance. The use has to be consistent with the underlying zoning district. If you’re operating as a Bed and Breakfast under Home Occupation standards, the ordinance applies the home occupation rules in Article 4 of the zoning ordinance.[2]
  2. Septic capacity. A zoning permit for a dwelling cannot be issued unless a septic system permit has been obtained from the St. Joseph County Health Department (Branch-Hillsdale-St. Joseph CHA).[3]
  3. Building / mechanical / plumbing permits. Any renovation work requires permits through St. Joseph County’s building department.[7]
  4. State sales / use / accommodations tax. Michigan’s 6% use tax on rentals of less than 30 days applies regardless of whether the township has its own STR program.[8]
๐Ÿ’ฐ Fees & Penalties

There is no township-level STR registration fee in Flowerfield Township because there is no STR program. Costs you should expect to budget for if your property has a rental component:

  • Zoning permit (any new structure or change of use): Set by the Township Board fee schedule. Call the Township Hall at (269) 646-9121 for the current schedule, since fees aren’t posted publicly online.[9]
  • County septic permit (new install or repair): Through the Branch-Hillsdale-St. Joseph Community Health Agency. Application and fee schedule are on the agency’s website.[3]
  • Michigan use tax (6%): Rentals of less than 30 days are subject to state use tax, collected by the operator and remitted to the State of Michigan.[8]

Penalties for zoning violations are governed by Article 17 of the Flowerfield Zoning Ordinance. Each day a violation continues may be treated as a separate offense, and the Zoning Administrator may issue a notice of violation. Continued non-compliance can lead to civil infraction proceedings.[2]

๐Ÿ” Inspections & Safety Requirements

Flowerfield Township does not perform recurring STR safety inspections. Health and safety oversight is split among three agencies:

  • Septic system: The St. Joseph County Health Department (Branch-Hillsdale-St. Joseph Community Health Agency) issues new and replacement on-site sewage disposal permits, runs perc tests, and reviews septic capacity. The county has a Time-of-Sale septic evaluation program in some areas, with rules that can affect what a rental property has to fix before transfer.[3]
  • Building / mechanical / plumbing: St. Joseph County administers state building, mechanical, plumbing, and electrical codes. Any renovation visible on the exterior or affecting the building envelope is most likely a permitted work item.[7]
  • Well water: Private wells fall under the same county health department; new wells require a permit before drilling.[10]

For rental safety on the operator’s side, plan for a working smoke / CO detector on each level, fire extinguishers in the kitchen, posted emergency contact info, and clear egress windows in any sleeping room. These are not township-enforced but are standard Michigan Residential Code expectations and are typical insurance carrier requirements.

๐Ÿ“‘ Operating Rules (Occupancy, Quiet Hours, Parking)

Without a stand-alone STR ordinance, occupancy and operating rules in Flowerfield default to zoning district standards and any nuisance / noise rules the township board has adopted. Key rules from the zoning ordinance worth knowing:

  • Minimum dwelling unit size: 960 square feet of gross floor area per single-family dwelling (750 sf ground-floor minimum for two-story homes).[2]
  • Parking: Off-street parking is required; the front yard setback cannot be used for parking, loading, or unloading.[2]
  • Accessory dwellings: Accessory dwellings (e.g., guest cottages, ADUs) require a Special Land Use Permit and must architecturally match the principal dwelling. Accessory structures cannot be rented separately as a stand-alone dwelling under accessory-use rules.[2]
  • Surface Water Overlay (SWO): Lakefront and creekside properties have an extra overlay-district layer: keep an eye on setback averaging from the water and impervious-surface limits.[2]

Noise and nuisance complaints typically go to the St. Joseph County Sheriff’s Office for after-hours response, since Flowerfield Township does not have its own police force.[11]

๐Ÿก Bed & Breakfast and Home Occupation Pathway

If you want a documented path to operate a short-stay lodging business in Flowerfield, the cleanest one is the Bed & Breakfast / Home Occupation pathway. The zoning ordinance defines a Bed and Breakfast as “a residential structure that, besides being a permanent home, provides temporary room and board as a home occupation,” which means:[2]

  • The operator lives in the dwelling as their permanent home.
  • Lodging is incidental to the residential use.
  • The use has to comply with the home occupation rules in Article 4 of the zoning ordinance (no exterior evidence of business, limit on non-resident employees, no nuisance from traffic or noise).[2]

This pathway works well for owner-occupied properties offering 1-3 rooms. It is NOT a workable analog for whole-house, non-owner-occupied short-term rentals, which are not explicitly addressed by the ordinance. For those, the Zoning Administrator has discretion under the ordinance’s interpretation rules.[2]

๐Ÿ“… Recent Ordinance Changes & What to Watch

The currently effective Flowerfield Township Zoning Ordinance is Ordinance No. 46, adopted November 14, 2017 and effective December 29, 2017. The version published through the Energy Zoning archive is current as of June 8, 2022.[2] No STR-specific text amendments have been published since adoption based on publicly indexed sources.

That said, the broader trend in southwest Michigan rural townships is that several neighbors have adopted or amended STR ordinances in 2023-2024 (Fabius Township to the southwest of Flowerfield passed a STR ordinance in 2024 with a 40-unit cap, and Park Township in Ottawa County also has a permit cap). Investors looking at Flowerfield should check meeting minutes on the township website for any short-term rental discussion items before assuming the status quo is permanent.[12]

๐Ÿ—บ๏ธ Where LTRs Are Allowed (Zoning)

Long-term rentals (any lease with a term of more than 30 days, and especially leases of 12 months or longer) are permitted as a normal residential use in every Flowerfield Township residential district: AG, R-1, R-2, R-3, and the SWO overlay.[2] One- and two-family dwellings are allowed by right in R-2; multiple-family dwellings (3+ units) require a Special Land Use permit in R-2 and R-3.

Mobile homes, single-family rental homes on lots of record, and existing duplexes can all be rented out without any township-specific registration step. The same zoning map applies as for STRs:

๐Ÿ“ Registration & Permit Process

Flowerfield Township does not have a long-term rental registration or inspection program. There is no rental certificate, no annual landlord fee, and no mandatory landlord licensing at the township level.[2]

What a Flowerfield landlord does need to handle:

  1. Lease document. Use a Michigan-compliant written lease (required for any term of 12 months or more under MCL 566.106).[5]
  2. Security deposit: Capped at 1.5 months’ rent; must be held in a regulated financial institution and disclosed in writing within 14 days of move-in.[5]
  3. Lead-based paint disclosure: Federal requirement for any rental dwelling built before 1978.[13]
  4. Truth in Renting: Michigan’s Truth in Renting Act prohibits certain unenforceable lease provisions; the state publishes a model lease that is safe to start from.[5]
  5. Property tax classification: A homestead exemption can be lost when an owner-occupied home is converted to a rental. Notify the Township Assessor through BS&A.[14]
๐Ÿ’ฐ Fees & Penalties

There is no Flowerfield Township LTR registration fee, inspection fee, or landlord license fee because the township has no rental program.[2]

Costs and tax items LTR landlords do incur:

  • Loss of Principal Residence Exemption (PRE): Converting an owner-occupied home to a rental disqualifies the parcel from the PRE, increasing the property tax bill by ~18 mills (the local school operating tax). File a Rescission of PRE with the Assessor within 90 days.[14]
  • Income tax: Rental income is reported on Schedule E for federal and the corresponding Michigan return.
  • Zoning violation penalty: Article 17 of the zoning ordinance governs penalties; civil infractions are typical for non-zoning-compliant rental conversions.[2]
๐Ÿ” Inspections & Safety Requirements

Flowerfield Township does not require periodic interior inspections of LTR properties. Inspections happen on three triggers, none of them automatic on the rental side:

  • New construction or remodel: Building, mechanical, plumbing, and electrical inspections by St. Joseph County code officials.[7]
  • Septic system installation or replacement: Inspected by the Branch-Hillsdale-St. Joseph Community Health Agency.[3]
  • Well drilling: Inspected by the county health department.[10]

Standard rental-property safety practice that landlords should still meet, even though the township doesn’t enforce it:

  • Working smoke detector on each floor and inside each sleeping room (Michigan Residential Code R314).
  • Carbon monoxide detector on each floor with a fuel-burning appliance (Michigan Residential Code R315).
  • Egress window in any basement bedroom (MRC R310).
  • GFCI outlets in kitchens, bathrooms, and exterior locations (Michigan Electrical Code Part 8).
๐Ÿ“‘ Tenant Rights & Eviction Resources

Evictions in Flowerfield Township go through the St. Joseph County District Court (45th Circuit / 3B District Court) in Centreville, MI.[15] Michigan law requires a written demand notice before filing a summary proceeding:

  • 7-Day Demand for Possession for non-payment of rent (DC-100c).
  • 30-Day Notice to Quit for end-of-term or month-to-month termination.
  • 24-Hour Notice in extreme cases (illegal drug activity, serious damage).

Tenants in Flowerfield have the same protections as elsewhere in Michigan: security deposit returned within 30 days of move-out with itemized damages, habitability obligations under MCL 554.139, retaliation prohibited under MCL 600.5720, and protection against “self-help” lockouts. Michigan Legal Help has the relevant forms and step-by-step guides for both landlords and tenants.[16]

Official Resources


Property Tax Treatment


i
Important for investors: A property used as a rental in Michigan is generally classified as non-homestead, which is taxed at the full local millage rate (no Principal Residence Exemption). Short-term rental income may also be subject to the Michigan Use Tax on transient accommodations. Consult a CPA before underwriting any deal โ€” these are not opinions, they are starting points for your own tax research.

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Sources & Downloads


  1. 1
    Flowerfield Township Official Site https://www.flowerfieldtwp.net/
    Township main website (Homestead-built)
    Verified: 2026-05-18
  2. 2
    148-page comprehensive zoning ordinance; archive copy dated 2022-06-08
    Verified: 2026-05-18
  3. 3
    Branch-Hillsdale-St. Joseph Community Health Agency https://bhsj.org/programs/36
    Sewage Disposal Systems program (septic permits & inspections)
    Verified: 2026-05-18
  4. 4
    St. Joseph County GIS / FetchGIS https://app.fetchgis.com/?currentMap=stjo
    County parcel viewer for zoning, ownership, and tax data
    Verified: 2026-05-18
  5. 5
    Truth in Renting Act and tenant-protection overview
    Verified: 2026-05-18
  6. 6
    Flowerfield Township Resources & Zoning Maps https://www.flowerfieldtwp.net/resources-links
    Township page with land use and zoning map links
    Verified: 2026-05-18
  7. 7
    County department that administers state building codes
    Verified: 2026-05-18
  8. 8
    Statewide 6% use tax applies to rentals shorter than 30 days
    Verified: 2026-05-18
  9. 9
    Flowerfield Township Applications & Permits https://www.flowerfieldtwp.net/applications-permits
    Township permit application landing page
    Verified: 2026-05-18
  10. 10
    Branch-Hillsdale-St. Joseph CHA Water Wells & Testing https://bhsj.org/programs/35
    Well permit and water testing program
    Verified: 2026-05-18
  11. 11
    Primary law enforcement for rural townships
    Verified: 2026-05-18
  12. 12
    Fabius Township STR Ordinance (Reference, Neighboring Township) https://fabiustownship.org/wp-content/uploads/A-Short-Term-Rental-DRAFT-012624-V2-2.pdf
    2024 STR ordinance from neighboring township – illustrates current SW Michigan trend
    Verified: 2026-05-18
  13. 13
    Federal disclosure requirement for pre-1978 rentals
    Verified: 2026-05-18
  14. 14
    Michigan Principal Residence Exemption https://www.michigan.gov/taxes/property/principal
    Treasury info on PRE rescission for rented homes
    Verified: 2026-05-18
  15. 15
    St. Joseph County Courts (3B District / 45th Circuit) https://stjosephcountymi.gov/government/courts-law-enforcement/
    Eviction venue for Flowerfield Township
    Verified: 2026-05-18
  16. 16
    Tenant / landlord self-help forms and guides
    Verified: 2026-05-18
How this guide is produced. This rental guide is researched and drafted with assistance from Claude, an AI model made by Anthropic, working from the official municipal sources linked in this page. AI can make mistakes โ€” any fact that would materially affect a purchase or rental decision should be verified against the official source cited above and confirmed directly with the municipality. See an error? Email a correction.