Rental Investment Guide

Sherman Township


Short-term & long-term rental regulations, fees, and investor resources for St. Joseph County, Michigan.

Updated May 2026

Area Overview


Sherman Township is a rural civil township in eastern St. Joseph County, located just north of the City of Sturgis. The township covers about 35.0 square miles of land and water (33.1 sq mi land, 1.9 sq mi water) and had a 2020 Census population of 3,444. [1] The township includes Fish Lake and a stretch of the Prairie River corridor, with single-family homes, farms, and modest waterfront and second-home parcels concentrated near Fish Lake and along Banker Street, Featherstone, Shimmel, and Balk roads.

Sherman Township is identified by the St. Joseph County local-government directory as one of the county’s 16 townships, with its official web presence at shermantwp.net. [2] The township operates a small board (supervisor, clerk, treasurer, trustees) and contracts out building, electrical, plumbing, and mechanical inspections through independent inspectors common to the smaller St. Joseph County townships. Day-to-day land-use questions are handled at the township level, with parcel data and zoning verification accessed through the county’s FetchGIS parcel viewer. [3]

Sherman Township has no published short-term rental ordinance and no rental registration or landlord licensing program. The township website is a single-page Homestead site that does not publish a downloadable zoning ordinance or rental documents in machine-readable form. [4] That means STR and LTR operators in Sherman Township are governed primarily by Michigan state law (Truth in Renting Act, Summary Proceedings Act, Michigan Residential Code, the 6% state use tax on accommodations) and by general nuisance/public-safety rules. For any specific parcel, verify zoning and any conditions directly with the Sherman Township Clerk before underwriting a rental purchase. [5]

Quick Status Summary


Short-Term Rentals ALLOWED

No township short-term rental ordinance has been adopted or published. STRs operate as a residential use under whatever zoning rules apply at the parcel level, with no Sherman Township-issued STR permit, registration, or annual fee. [4] [5] Operators remain subject to Michigan state law on transient lodging (6% use tax on stays under 30 days), the Michigan Residential Code for life-safety, the Branch-Hillsdale-St. Joseph Community Health Agency for septic capacity, and any general nuisance or noise rules the township enforces. Always verify parcel-specific zoning and conditions with the Township Clerk before underwriting.

Long-Term Rentals ALLOWED

Long-term rentals (30+ day leases) operate as a standard residential use in Sherman Township. The township has not adopted a rental registration ordinance, landlord licensing scheme, or periodic rental inspection program. [4] [5] Single-family rentals on a parcel zoned residential are permitted with no township-issued rental license. Michigan’s Truth in Renting Act and the Summary Proceedings Act govern lease terms, security deposits, and evictions; building, electrical, plumbing, and mechanical permits are required for any substantial repairs or modifications.

Rental Regulations


๐Ÿ—บ๏ธ Where STRs Are Allowed (Zoning)

Short-term rentals operate as a residential use in Sherman Township. Sherman Township does not publish a downloadable zoning ordinance or by-district use chart on its public website, and no township-issued STR ordinance has been adopted. [4] [5] Under Michigan’s default rule, when the local zoning ordinance is silent on rentals by duration, residential rental of a single-family dwelling is treated as part of the residential use and is permitted in any district where single-family dwellings are permitted by right.

What this means in practice: on a Sherman Township parcel where a single-family dwelling is a permitted use, the dwelling can be rented short-term without a township-issued STR permit. There is no separate STR application, fee, or annual renewal on file at the township for this purpose.

Single-family dwelling on a residential parcelPermitted as a residential use (no STR-specific permit)
Hotel / motel / commercial lodgingNot addressed in published township materials โ€” verify with Clerk
Township-issued STR permitNone on record
Important โ€” parcel-level verification: Because Sherman Township does not publish a machine-readable zoning ordinance or zoning map online, parcel zoning, district boundaries, and any conditions of use are not available in PDF form. For any specific property, cross-check the parcel on the St. Joseph County FetchGIS parcel viewer and confirm zoning and any special conditions in writing with the Sherman Township Clerk. [3]
๐Ÿ“‹ Registration & Permit Process

There is no township-issued STR permit, registration, or licensing program in Sherman Township. No application form, fee, or annual renewal has been published by the township for short-term rentals, and the township website does not host a rental documents library. [4] [5] Operators do not pre-register a rental with the township before listing.

What operators DO need to handle outside the township:

  • Confirm parcel zoning in writing with the Township Clerk. Because no zoning ordinance is published online, written confirmation from the Clerk is the only reliable record that a particular dwelling is a permitted use on its parcel.
  • Septic capacity and well water. A short-term rental that materially increases overnight occupancy beyond the design capacity of an on-site septic system may require an evaluation through the Branch-Hillsdale-St. Joseph Community Health Agency (BHSJ). [6] BHSJ also handles well water testing and any change-of-use evaluation at sale.
  • Building permits for modifications. Adding bedrooms, finishing a basement, or converting an accessory structure to sleeping use requires the matching building, electrical, plumbing, or mechanical permits through the township’s contract inspectors.
  • Michigan Use Tax / Transient Lodging. Stays of fewer than 30 days are subject to Michigan’s 6% use tax on accommodations; collection is typically handled by the listing platform or filed directly with Michigan Treasury. [7]
  • St. Joseph County 5% accommodations tax. Confirm current obligations and remitter rules with the St. Joseph County Treasurer.
๐Ÿ’ฒ Fees & Penalties

No STR permit fee. No STR penalty schedule on the township books. Because Sherman Township has not adopted a short-term rental ordinance, there is no STR-specific fee or fine structure published or on record. [4] [5]

Where STR operators do still encounter township and county fees and exposure:

Zoning / building / trade permitsPer current Sherman Township fee schedule (confirm with Clerk)
Septic permit / evaluation (BHSJ)Per BHSJ St. Joseph County fee schedule [6]
Michigan 6% use tax on accommodationsState of Michigan โ€” stays under 30 days [7]
St. Joseph County 5% accommodations taxConfirm current rate and remitter with County Treasurer
General township nuisance / dangerous-buildings enforcementCivil-infraction or misdemeanor exposure; rates vary

For specifics on building, electrical, plumbing, and mechanical permit fees in Sherman Township, contact the Clerk for the current fee schedule before pulling work.

๐Ÿ› ๏ธ Inspections & Safety Requirements

No township rental inspection program. Sherman Township does not run a recurring rental inspection cycle; there is no annual life-safety check tied to renting a property here. [4] [5] Inspections happen only when triggered by a permit (building / electrical / plumbing / mechanical), a complaint that escalates under Michigan’s Dangerous Buildings Act, or a septic/well evaluation requested through the Branch-Hillsdale-St. Joseph Community Health Agency. [6]

Practical safety baseline operators should still meet (state code minimums and prudent practice for transient occupancy):

  • Working smoke alarms on every level and in each sleeping area; CO alarms near sleeping areas if any fuel-fired appliance or attached garage is present.
  • Fire extinguisher in the kitchen; unobstructed egress windows in every bedroom that meet the Michigan Residential Code minimums (typically 5.7 sq ft openable area, โ‰ค 44″ sill height).
  • Posted occupancy limit consistent with bedroom count and septic design capacity โ€” overloading a residential septic with transient occupancy is the single biggest enforcement risk in rural St. Joseph County townships.
  • House numbers visible from the road for emergency response; Fish Lake area properties often need reflective signage given long driveways.
  • For any electrical, plumbing, or mechanical work that triggers permits, use the township’s contract inspector roster (confirm current names with the Clerk).
๐Ÿ“ฃ Operating Rules (Noise, Nuisance, Fish Lake)

With no STR-specific ordinance, day-to-day operating rules in Sherman Township come from Michigan state law, general township nuisance enforcement, and any lake-association rules at Fish Lake. The areas that most often generate complaints on rentals in rural St. Joseph County townships are late-night noise, fireworks, junk-vehicle / trash accumulation, and watercraft use on Fish Lake and the Prairie River corridor.

  • Noise. Michigan does not set a universal residential noise standard, but late-night sound audible at the property line is commonly the threshold sheriff dispatch will respond to. Quiet hours (10 PM to 8 AM as a working baseline) should be posted in any guest welcome packet.
  • Fireworks. The Michigan Fireworks Safety Act restricts consumer-grade fireworks discharge to specific national-holiday windows; townships under 50,000 residents may further restrict hours. Confirm current Sherman Township fireworks limits with the Clerk before allowing guest use.
  • Junk / accumulation. Michigan’s general nuisance authority and the Dangerous Buildings Act let townships abate accumulating junk, abandoned vehicles, and structures with unsafe conditions. Repeated complaints are the most common path to enforcement on a rental property.
  • Fish Lake watercraft. Standard Michigan inland-lake rules apply (slow / no-wake hours under DNR Marine Safety rules; Sturgis-area inland lakes commonly have local marker buoys). Renters using guest watercraft should know boat-launch access points and any lake-association rules.
  • Sheriff response. The St. Joseph County Sheriff’s Office is the primary response agency for noise, nuisance, and disorderly-conduct calls in Sherman Township; non-emergency dispatch is 269-467-1091. [8]
Fish Lake operators: Treat Fish Lake as a small, neighbor-aware lake. A single party rental that runs late will be flagged by adjacent owners; building a written guest agreement with quiet hours, occupancy, and a local contact phone number tends to head off complaints before they reach the township or sheriff.
๐Ÿ“ž Local Agent / 24-Hour Contact (Recommended)

Not required by ordinance โ€” strongly recommended in practice. Sherman Township has not adopted a local-agent or 24-hour-contact mandate for STR operators. [4] [5] However, because zoning, building inspection, and trade inspections are split among the township and independent contractors, having a designated local point of contact reachable around the clock is the practical way to keep neighbor complaints from escalating to township action or repeat sheriff dispatches.

Useful day-to-day contacts for operators and guests:

For STR operators marketing on Airbnb, VRBO, or similar platforms, include the local contact number in the listing’s house rules and welcome packet so guests, neighbors, and first responders have a single number to call.

๐Ÿ—บ๏ธ Where LTRs Are Allowed (Zoning)

Long-term rentals (30+ day leases) are permitted as a residential use throughout Sherman Township’s residential parcels. Sherman Township does not publish a downloadable zoning ordinance or use chart on its website, but no published township rule separately classifies rental dwellings โ€” if a parcel allows a single-family dwelling, that dwelling can be operated as an LTR with no additional township use approval. [4] [5]

What this looks like in practice on a Sherman Township parcel:

Single-family dwelling on a residential parcelPermitted as a residential use; rentable as LTR
Duplex / two-familyNot addressed in published township materials โ€” verify with Clerk
Multi-family (3+ units)Verify in writing with Clerk before purchase; typically requires special use in rural townships
Accessory dwelling (ADU / second dwelling)Verify with Clerk โ€” many rural townships require special-use approval
Parcel-level verification is the safe play: Cross-check the parcel on the St. Joseph County FetchGIS viewer and confirm zoning district, lot of record, and any nonconforming or use conditions in writing with the Sherman Township Clerk. Do not rely on listing-broker assumptions about zoning in rural townships without a published online ordinance. [3]
๐Ÿ“‹ Registration & Permit Process

No rental registration. No landlord licensing. Sherman Township has not adopted a rental registration ordinance, periodic rental inspection program, or landlord licensing requirement. [4] [5] A landlord buying or operating a long-term rental in the township does not file a registration with the township, pays no annual rental-program fee, and is not on a township inspection rotation.

What an LTR operator does need to do at purchase or turn:

  • Verify zoning in writing. Confirm the parcel is in a residential use category and that the dwelling is a permitted use (or legal nonconforming) with the Township Clerk. Written confirmation is the operator’s only reliable record in the absence of an online ordinance.
  • Confirm septic and well capacity. A rental that materially exceeds the design occupancy of an existing on-site septic system can trigger BHSJ review. [6] Septic evaluations are also commonly required at the time of sale in St. Joseph County.
  • Pull trade permits as needed. Any habitability turn โ€” new water heater, panel upgrade, furnace replacement, plumbing work, or finishing a basement to add bedrooms โ€” requires the matching trade permit (building, electrical, plumbing, mechanical) through the township’s contract inspector roster.
  • Comply with state Truth in Renting Act. The lease must include the statutory notice and cannot waive tenant statutory rights. [9] [10]
๐Ÿ’ฒ Fees & Penalties

No LTR registration fee. No landlord-license fee. Because Sherman Township does not run a rental registration program, there is no recurring fee on the operator side. [4] [5]

Where landlords do encounter township, county, and state fees and exposure:

Zoning / building / trade permitsPer current Sherman Township fee schedule (confirm with Clerk)
Septic permits and evaluations (BHSJ)Per BHSJ St. Joseph County fee schedule [6]
Sheriff response / general nuisance enforcementCivil-infraction exposure on the underlying ordinance violation
Dangerous Buildings ActState framework; misdemeanor exposure for unsafe structures
Security deposit cap (state law)1.5ร— monthly rent maximum [10]

Eviction proceedings, security deposits, and rent collection are governed by Michigan state law โ€” not the township. Standard Michigan timelines (7-day demand for non-payment, 30-day notice to quit for many other causes) apply. [10]

๐Ÿ› ๏ธ Inspections & Safety Requirements

No recurring LTR inspections. Sherman Township does not perform periodic life-safety inspections on rented properties. [4] [5] Inspection-trigger events for an LTR are the same as for an STR: permitted work (building / electrical / plumbing / mechanical), complaints that escalate under Michigan’s Dangerous Buildings Act, and septic / well evaluations through BHSJ. [6]

Practical baseline a Michigan landlord should still meet:

  • Habitability. The dwelling must be fit for human habitation throughout the lease (state common-law and statutory implied warranty). Lack of heat, running water, or safe egress is the most common landlord-liability fact pattern.
  • Smoke and CO alarms. Working smoke alarms on each level and in / near sleeping areas; CO alarms near sleeping areas where any fuel-fired appliance or attached garage exists.
  • Lead-based paint disclosure. Required by federal law for any pre-1978 dwelling.
  • Egress windows in bedrooms. Per Michigan Residential Code minimums.
  • Septic and well. Active leach-field problems, undersized septic for the number of bedrooms, or coliform-positive well water all generate enforcement exposure via BHSJ. [6]
โš–๏ธ Tenant Rights & Eviction Resources

Michigan state law (not township ordinance) governs the landlord-tenant relationship in Sherman Township. The two anchor statutes are the Truth in Renting Act (PA 454 of 1978) and the Summary Proceedings Act (RJA 1961 PA 236, Chapter 57).

  • Truth in Renting Act. Every written lease must include the statutory notice; landlords cannot include provisions that waive tenant rights, exculpate the landlord from statutory liability, or waive jury-trial / procedural rights under the Summary Proceedings Act. [9]
  • Security deposits (PA 348 of 1972). Capped at 1.5ร— monthly rent; landlord must provide a written checklist within 7 days of move-in, hold the deposit in a regulated bank or post a bond, and itemize damages within 30 days of move-out. [10]
  • Eviction timelines. 7-day demand for non-payment of rent; 30-day notice to quit for most other lease violations or termination of tenancy without cause. Self-help eviction (changing locks, shutting off utilities, removing belongings) is illegal. [10]
  • Court of jurisdiction. St. Joseph County 45th Circuit Court / 3-B District Court in Centreville handles summary proceedings for properties in Sherman Township.

Official Resources


Property Tax Treatment


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Important for investors: A property used as a rental in Michigan is generally classified as non-homestead, which is taxed at the full local millage rate (no Principal Residence Exemption). Short-term rental income may also be subject to the Michigan Use Tax on transient accommodations. Consult a CPA before underwriting any deal โ€” these are not opinions, they are starting points for your own tax research.

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Buying, selling, or investing near Fish Lake or north of Sturgis?

I help investors and homeowners navigate short-term and long-term rental rules across Sherman Township, St. Joseph County, and the rest of southwest Michigan โ€” including the unwritten local nuances around small-township zoning, septic capacity, and Fish Lake that decide whether a property pencils out.

Sources & Downloads


  1. 1
    Sherman Township, St. Joseph County, Michigan โ€” Wikipedia https://en.wikipedia.org/wiki/Sherman_Township,_St._Joseph_County,_Michigan
    Population, area, geography, location relative to Sturgis; 2020 Census figures
    Verified: 2026-05-18
  2. 2
    St. Joseph County Local-Government Directory https://stjosephcountymi.gov/government/local-government-directory/
    Official county directory identifying shermantwp.net as Sherman Township's website
    Verified: 2026-05-18
  3. 3
    St. Joseph County FetchGIS Parcel Viewer https://app.fetchgis.com/?currentMap=stjo
    Canonical St. Joseph County parcel viewer โ€” verify zoning district, taxes, utilities
    Verified: 2026-05-18
  4. 4
    Sherman Township โ€” Official Website http://shermantwp.net/
    Township homepage; Homestead-built single-page site without downloadable zoning ordinance or rental forms
    Verified: 2026-05-18
  5. 5
    Sherman Township, St. Joseph County โ€” Work Elections Project https://workelections.org/jurisdiction/mi/sherman-township-st-joseph-county/
    Official election-clerk contact info: 269-506-3304, palsbiz1@gmail.com, 64962 Balk Rd, Sturgis, MI 49091
    Verified: 2026-05-18
  6. 6
    Branch-Hillsdale-St. Joseph Community Health Agency โ€” Sewage Disposal https://bhsj.org/programs/36
    Septic permits and evaluations for St. Joseph County; serves all three counties
    Verified: 2026-05-18
  7. 7
    6% state use tax applies to short-term lodging (stays under 30 days)
    Verified: 2026-05-18
  8. 8
    Primary response agency for noise, nuisance, disorderly conduct calls in Sherman Township; non-emergency dispatch 269-467-1091
    Verified: 2026-05-18
  9. 9
    Statutory lease notice; prohibited lease provisions
    Verified: 2026-05-18
  10. 10
    Michigan Legislature โ€” A Practical Guide for Tenants and Landlords https://www.legislature.mi.gov/publications/tenantlandlord.pdf
    Plain-language summary of MI landlord-tenant law, security deposits (1.5ร— rent cap), eviction timelines
    Verified: 2026-05-18
How this guide is produced. This rental guide is researched and drafted with assistance from Claude, an AI model made by Anthropic, working from the official municipal sources linked in this page. AI can make mistakes โ€” any fact that would materially affect a purchase or rental decision should be verified against the official source cited above and confirmed directly with the municipality. See an error? Email a correction.