Rental Investment Guide

Watervliet Charter Township


Short-term & long-term rental regulations, fees, and investor resources for Berrien County, Michigan.

Updated April 2026

Area Overview


Watervliet Charter Township is a northern-Berrien-County charter township of roughly 5,000 residents that surrounds the smaller, separately-incorporated City of Watervliet and takes in most of the south shore of Paw Paw Lake, long a lake-cottage and summer-rental market tied to the Chicago and Kalamazoo corridors along I-94. The two jurisdictions โ€” City and Township โ€” are governed independently and have different rental rules, so confirming City-vs-Township jurisdiction for any specific address is the first step before listing or buying. Township Hall at 4959 M-140 is open Monday through Friday 9:00 a.m.โ€“12:00 p.m. and 1:00 p.m.โ€“4:00 p.m. [1].

Unlike the adjoining City, the Township runs an explicit, codified Rental Registration and Inspection program under Chapter 343 of its Code of Ordinances (Ordinance No. 75, adopted 9-21-2009 and amended 1-16-2017) [2]. Every residential rental property in the Township โ€” single-family, multi-unit, boardinghouse, or lodging house โ€” must be registered annually with the Township Building Department and carry a current certificate of occupancy before it may be let or occupied. Zoning sits in Zoning Ordinance No. 77 on eCode360 [3]; there is no stand-alone short-term-rental chapter codified as of this verification, so STR operators rely on the Chapter 343 rental permit plus a written zoning opinion from the Zoning/Building Department.

Quick Status Summary


Short-Term Rentals VERIFY

Watervliet Charter Township has not codified a dedicated short-term-rental chapter. Its Zoning Ordinance No. 77 does not list short-term or transient rental as a named permitted use in any residential district, and its Rental Registration and Inspection Ordinance (Chapter 343, Ord. No. 75) does not distinguish between long-term and short-term rentals โ€” any residential rental must be annually registered, inspected, and carry a certificate of occupancy before occupancy. The practical read: an STR operator must hold both a Chapter 343 rental registration + certificate of occupancy AND a written zoning opinion from the Zoning/Building Department confirming STR use is allowed at the specific parcel, plus pay the 6% state use tax and 5% Berrien County accommodations tax on stays under 30 days. Confirm at the parcel level before listing.

Long-Term Rentals REGISTRATION + INSPECTION

Long-term rentals (30+ day leases) are permitted anywhere residential dwelling use is allowed under Zoning Ordinance No. 77, but every residential rental property in the Township must be registered annually with the Building Department under Chapter 343 (Ord. No. 75) and carry a current certificate of occupancy before occupancy. Initial compliance inspection is conducted after registration; a follow-up inspection happens within 60 days if violations are found. Unpaid registration fees become a lien on the real estate. Michigan's Truth in Renting Act sets the underlying landlord-tenant baseline.

Rental Regulations


1 Where STRs Are Allowed (Zoning)

Watervliet Charter Township’s Zoning Ordinance No. 77 does not name short-term or transient rental as a permitted use in any residential district [3]. The codified zoning is organized by district type (Agricultural, Residential, Commercial, etc.) with the Schedule of District Regulations setting allowed uses and the Supplementary District Regulations adding overlay rules; none of those sections defines “short-term rental” or “transient rental” as a use-by-right, and no stand-alone STR chapter has been adopted as of this verification.

Because the zoning ordinance is silent on STR, the conservative read under Michigan zoning practice is that short-term rental is not expressly permitted by name in Township residential districts. The practical answer for any specific parcel is to request a written zoning opinion from the Zoning Administrator at 269-463-5113 before you buy or list, and to verify the parcel is actually in Watervliet Charter Township (not the City of Watervliet, which has its own rental program and zoning).

Berrien County GIS parcel viewer

Use the Berrien County GIS parcel viewer to confirm Township vs. City jurisdiction and the parcel’s zoning district before listing.

2 Registration & Permit Process

Apply for an annual rental registration and certificate of occupancy at the Watervliet Charter Township Building Department, 4959 M-140, Watervliet, MI 49098 [2]. Chapter 343, Ord. No. 75 requires every residential rental property in the Township — including any short-term-let that qualifies as a residential rental — to be registered annually on a form furnished by the Building Department before occupancy. Registration collects owner name/address/phone, local property-manager contact (required if the owner lives outside the Township), property address, unit count/type, and maximum occupancy per unit [2].

Submission pathFile the Rental Property Registration Form with the Township Building Department at 4959 M-140 during office hours
Office hoursMondayโ€“Friday 9:00 a.m.โ€“12:00 p.m. and 1:00 p.m.โ€“4:00 p.m. [1]
Initial inspectionScheduled by Township Code Enforcement after registration. Temporary certificate of occupancy may be issued if violations are non-life-safety; order to vacate if they are [2]
Follow-up inspectionWithin 60 days of initial inspection if violations were noted; unlimited landlord-requested reinspections at no fee [2]
New owner at closingMust furnish name/address/phone (and local manager info) to Building Department before taking possession; new registration required if occupancy type changes [2]

For STR use specifically, submit a written zoning-opinion request at the same time you file the rental registration. The rental permit alone does not answer the zoning question, and operating an STR without a favorable zoning opinion exposes the owner to enforcement under the Zoning Ordinance if the Township clarifies the rule later.

3 Fees & Penalties

Annual registration fees, late fees, and reinspection fees for rental properties are set by the Watervliet Charter Township Board in a Schedule of Fees and adjusted from time to time [2]. The Building Department publishes the current schedule as a PDF on the Forms page; call 269-463-5113 to confirm the current dollar amount at the time of application, since Chapter 343 ยง 343-9 authorizes the Board to amend fees without amending the ordinance itself.

Annual Rental RegistrationFee set by Township Board in Schedule of Fees — current figure confirmed with Building Dept at time of registration [2][4]
Late registrationAdditional fee on top of annual fee [2]
Additional reinspectionsFee per additional inspection required because prior violations not corrected (initial + one follow-up are covered by annual fee) [2]
Unpaid feesAny unpaid registration fees or assessed penalties are charged against the real estate and become a lien on the property [2]
Violation classificationMisdemeanor under Chapter 1, Article I, General Penalty of the Code of the Watervliet Charter Township [2]

Occupying or letting a residential rental for which no annual registration has been filed and no certificate of occupancy issued is itself a violation of ยง 343-3 and ยง 343-10, independent of any underlying property-maintenance issue. Tenants, not only owners, can also be cited under ยง 343-15 if their conduct blocks issuance of a certificate of occupancy.

4 Safety & Property Maintenance

Every rental unit in the Township must pass an initial compliance inspection by the Township’s code enforcement official before a certificate of occupancy is issued, and the Building Department retains authority to reinspect on complaint or on transfer of ownership [2]. Key obligations for any Township rental (short-term or long-term):

  • Compliance with Chapter 343 (Rental Registration and Inspection) and the currently adopted Property Maintenance Code [2].
  • Compliance with Zoning Ordinance No. 77, including setback, accessory-use, and home-occupation rules [3].
  • Compliance with the Nuisance Ordinance (e.g., junk, noise, unsafe structures) [5].
  • Michigan Residential Code smoke and carbon-monoxide detectors — verified at initial inspection using the Landlord Inspection Checklist published by the Township [6].
  • Owners living outside the Township must designate a local property manager (Chapter 343 ยง 343-3.B).

Non-emergency complaints are routed to the Township Hall at (269) 463-5113 during office hours and to the Berrien County Sheriff’s Office dispatch after hours. Part-time ordinance enforcement is handled by Bob Wallace (ext. 21) [1].

5 State-Level & Tax Obligations

Even absent a dedicated Township STR chapter, Michigan-state and Berrien-County-level obligations apply to every short-term rental operator in Watervliet Charter Township:

  • 6% State Use Tax on rentals of 30 days or less — collected and remitted to the Michigan Department of Treasury (Airbnb and Vrbo collect automatically for bookings through their platforms; direct bookings are the operator’s responsibility).
  • Berrien County 5% Accommodations Excise Tax on transient (<30 day) lodging, administered by the Berrien County Treasurer [7].
  • Michigan Principal Residence Exemption (PRE) cannot be claimed on a parcel used primarily as an investor STR — file Form 2602 (Request to Rescind PRE) with the Township Assessor when converting from homestead.
  • Michigan sales/use tax license via the Department of Treasury if collecting tax directly from guests.
  • If the property uses a well or on-site septic, Berrien County Health Department oversight applies at transfer and on complaint [8].
1 Where LTRs Are Allowed (Zoning)

Long-term rentals (30+ day leases) are permitted anywhere residential dwelling use is allowed under Zoning Ordinance No. 77 [3]. Residential occupancy by right in the Township’s residential districts applies whether the occupant is the owner or a long-term tenant — the zoning ordinance does not distinguish between owner-occupied and leased residential use. That said, every LTR must also satisfy Chapter 343 Rental Registration and Inspection: a certificate of occupancy, issued by the Building Department after initial inspection, is required before the unit may be let [2].

Multi-family and mixed-use parcels should be confirmed against the Schedule of District Regulations in Zoning Ordinance No. 77 (eCode360). For any specific parcel, verify jurisdiction (Township vs. City) and zoning district using the Berrien County GIS viewer before closing.

Berrien County GIS parcel viewer

Use the Berrien County GIS parcel viewer to confirm Township vs. City jurisdiction and the parcel’s zoning district.

2 Registration & Permit Process

File the Rental Property Registration Form annually with the Watervliet Charter Township Building Department at 4959 M-140, Watervliet, MI 49098 [2]. Every residential rental in the Township must be registered on a form furnished by the Building Department and must carry a current certificate of occupancy before it may be occupied (Chapter 343, ยงยง 343-3, 343-10) [2]. Initial compliance inspection is scheduled by Township Code Enforcement after registration; a temporary certificate of occupancy may be issued if violations are non-life-safety so the tenancy can continue while repairs are made. Follow-up inspection happens within 60 days if violations were cited.

Submission pathFile Rental Property Registration Form with Township Building Department in person at 4959 M-140 during office hours
Office hoursMondayโ€“Friday 9:00 a.m.โ€“12:00 p.m. and 1:00 p.m.โ€“4:00 p.m. [1]
Information requiredOwner name/address/phone; local property manager (required if owner is out-of-Township); property address; number & type of units; maximum occupancy per unit; repair contact if not owner/manager [2]
Transfer at closingNew owner must furnish name/address/phone + local-manager info before taking possession; no registration fee owed that year if prior owner’s fees and violations are clear; new registration required if the new owner changes occupancy type [2]

Michigan’s Truth in Renting Act (Public Act 348 of 1972) sets the landlord-tenant baseline on top of the Township’s rental registration: security-deposit handling, lease disclosures, and habitability all flow from state law, not Chapter 343.

3 Safety & Property Maintenance

Because the Township operates an active rental-inspection program under Chapter 343, LTR compliance in Watervliet Charter Township is enforced both proactively (initial + follow-up inspections tied to annual registration) and on complaint through the Township Hall. Baseline obligations for a long-term rental inside Township limits:

  • Chapter 343 Rental Registration and Inspection โ€” annual registration, certificate of occupancy, code-enforcement inspections [2].
  • Property Maintenance Code (Chapter 332) adopted by the Township and enforced at inspection [2].
  • Zoning Ordinance No. 77 โ€” setbacks, accessory-structure rules, home-occupation rules still apply on rental parcels [3].
  • Nuisance Ordinance โ€” junk, debris, unsafe structures, chronic noise [5].
  • Michigan Residential Code smoke and carbon-monoxide detectors, verified using the Township’s Landlord Inspection Checklist [6].
  • Township sewer-service account in good standing at closing if the parcel is on the Township public sewer system (Watervliet Charter Township Sewer Department).

Complaints and violations are routed through the Township Hall at (269) 463-5113 during office hours, or to the Berrien County Sheriff’s Office dispatch after hours. Ordinance enforcement is handled part-time by Bob Wallace (ext. 21) [1].

4 Utilities, Water & Sewer

Many Watervliet Charter Township parcels, particularly those closer to Paw Paw Lake and the City of Watervliet, are on the Township’s public sewer system; outlying parcels are typically on private well and on-site septic subject to Berrien County Health Department oversight [8]. Confirm which applies to your parcel before closing:

  • Township Sewer: billed through Watervliet Charter Township Sewer Department. Unpaid sewer charges lien the parcel regardless of occupant.
  • Water: most non-City parcels are on private well. Bacterial/nitrate test at transfer is standard.
  • Septic: Berrien County Health Department administers on-site septic permits and inspections; a septic evaluation is commonly required at transfer on rental parcels [8].
  • Property Information / Taxes: Township uses BSA Online (uid=564) for parcel, tax, and utility lookup [9].

Special Regulations


The Township does not currently codify a dedicated short-term-rental chapter, but two topical ordinances often affect rental operators and are worth flagging:

โ— Marihuana Ordinance (Ord. No. 85)

Ordinance No. 85 governs marihuana-related land use in the Township (adopted February 2022). Operators renting to tenants should be aware that the ordinance addresses where marihuana establishments may locate but does not override state personal-use law; rental policies around tenant cultivation or smoking are a lease matter.

โ— Riparian Lot Use (Anti-Funneling)

The Zoning Ordinance includes a Riparian Lot Use / Anti-Funneling article that restricts the number of back-lot owners who can access Paw Paw Lake frontage through a shared riparian lot. For STR/LTR operators marketing “lake access” from a non-riparian parcel, confirm the specific parcel’s easement and funneling status with the Zoning Administrator before advertising lake access in listings.

Official Resources


Property Tax Treatment


i
Important for investors: A property used as a rental in Michigan is generally classified as non-homestead, which is taxed at the full local millage rate (no Principal Residence Exemption). Short-term rental income may also be subject to the Michigan Use Tax on transient accommodations. Consult a CPA before underwriting any deal โ€” these are not opinions, they are starting points for your own tax research.

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Thinking about a rental in Watervliet Charter Township?

Whether you're buying a Paw Paw Lake cottage to rent by the week or a year-round duplex for a long-term tenant, the Chapter 343 rental registration is the first step โ€” and STR operators need a written zoning opinion on top of that. Let's verify parcel status before you commit.

Sources & Downloads


  1. 1
    Watervliet Charter Township โ€” Homepage (Township Hall, office hours, board meeting schedule, ordinance officer contact)
    https://watervliettownship.org/
    Office Hours: Mondayโ€“Friday 9โ€“12 and 1โ€“4. Township Hall: 4959 M-140, Watervliet, MI 49098. Phone: 269-463-5113. Email: Watervliettownship@comcast.net. Township Board meetings: third Monday monthly @ 5:30 p.m. Ordinance Officer: Bob Wallace, ext. 21.
    Verified: 2026-04-20
  2. 2
    Chapter 343 โ€” Rental Registration and Inspection (Ord. No. 75)
    https://ecode360.com/34092154
    Adopted 9-21-2009, amended 1-16-2017. Sections ยงยง 343-3 (annual registration), 343-6 (initial inspection), 343-8 (follow-up within 60 days), 343-9 (fees + liens), 343-10 (certificate of occupancy), 343-15 (tenant liability), 343-16 (misdemeanor).
    Verified: 2026-04-20
  3. 3
    Zoning Ordinance No. 77 โ€” Establishment of Zoning Districts & Official Map
    https://ecode360.com/34072042
    Establishes the Township's zoning districts and the Official Zoning Map. No codified short-term-rental chapter identified as of this verification.
    Verified: 2026-04-20
  4. 4
    Watervliet Charter Township โ€” Schedule of Fees
    https://watervliettownship.org/Documents/Forms/SCHEDULE%20OF%20FEES.pdf
    Current Township fee schedule published on the Forms page. Specific dollar figures adopted by Township Board and adjusted from time to time; confirm current figure with Building Dept at 269-463-5113 at time of application.
    Verified: 2026-04-20
  5. 5
    Watervliet Charter Township โ€” Nuisance Ordinance
    https://watervliettownship.org/Documents/Ordinances/Nuisance.pdf
    Township nuisance ordinance covering junk, debris, unsafe structures.
    Verified: 2026-04-20
  6. 6
    Rental Inspection Landlord Checklist (Township PDF)
    https://watervliettownship.org/Documents/Forms/Rental%20Inspection%20Landlord%20%20Checklist.pdf
    What the Code Enforcement official inspects during initial compliance inspection under Chapter 343.
    Verified: 2026-04-20
  7. 7
    Berrien County Treasurer โ€” Accommodations Tax
    https://www.berriencounty.org/819/Treasurer
    Berrien County 5% accommodations excise tax on transient lodging of fewer than 30 days.
    Verified: 2026-04-20
  8. 8
    Berrien County Health Department โ€” On-Site Septic
    https://www.berriencounty.org/760/On-Site-Septic
    County-level oversight of on-site septic and well systems, applicable to many Township parcels outside the Township sewer service area.
    Verified: 2026-04-20
  9. 9
    BSA Online โ€” Property Information (Watervliet Charter Township, uid=564)
    https://bsaonline.com/?uid=564
    Township parcel, assessing, and tax lookup portal.
    Verified: 2026-04-20
How this guide is produced. This rental guide is researched and drafted with assistance from Claude, an AI model made by Anthropic, working from the official municipal sources linked in this page. AI can make mistakes โ€” any fact that would materially affect a purchase or rental decision should be verified against the official source cited above and confirmed directly with the municipality. See an error? Email a correction.