Montague
Short-term & long-term rental regulations, fees, and investor resources for Muskegon County, Michigan.
Area Overview
The City of Montague sits at the northern tip of White Lake in Muskegon County, just inland from Lake Michigan and roughly 60 miles northwest of Grand Rapids. Housing is a mix of year-round single-family homes, lake-adjacent cottages, and downtown residences along Ferry Street, with the 22-mile Hart-Montague Bicycle Trail State Park drawing seasonal visitors through the warmer months.
Both short-term and long-term rentals are permitted under a single rental registration framework in Chapter 18, Article VI of the City Code [1], adopted March 7, 2018. The defining feature of the Montague rules is the city’s split definition: a Short-Term Rental is any dwelling rented for fewer than 120 days per year and is bound by extra operating conditions, while a Long-Term Rental is any dwelling rented for 120 days or more per year and is treated as a standard residential use [1]. Registration runs in two-year cycles at a flat $50 per building [2], and there is no city-wide permit cap on either rental type.
Quick Status Summary
Allowed in residential districts with rental registration, but each property is capped at 120 rental days per calendar year by definition [1]. Crossing that threshold reclassifies the dwelling as a long-term rental. Additional STR conditions apply (on-site parking only, residential exterior appearance, noise/odor limits, and registration certificate must be posted in the front window) [1]. $50 registration fee per building, valid two years [2].
Rental Regulations
Where STRs Are Allowed (Zoning)
Short-term rentals are permitted in residential districts citywide, subject to the operating conditions in Sec. 18-254 [1]. There is no separate “commercial lodging” classification; an STR is a residential dwelling use that happens to be rented short-term. For commercial, industrial, or mixed-use parcels, the underlying residential dwelling use itself must be permitted in that district.
The City of Montague Zoning Ordinance (effective January 1, 2018) governs district boundaries and use permissions [3]. Specific by-district permissions aren’t reliably summarized in machine-readable form. For any specific property, verify the parcel’s zoning district on the map below, then confirm residential dwelling use with the Zoning Administrator before applying.
Registration & Permit Process
Submit the Rental Registration Application by mail or in person to City Hall, 8778 Ferry Street, Montague, MI 49437 [2]. No online portal. The form covers both STR and LTR applicants with a checkbox to indicate classification.
Required information on the application: rental address, number of units, maximum occupancy, owner contact details, property manager / local agent details (if applicable), and verification that all City taxes, fines, and fees are current [1]. Family-occupied dwellings (grandparent, parent, child, current spouse of the owner) are exempt from registration but the owner must provide proof of the relationship [1].
Fees & Penalties
Failing to register a rental dwelling is itself a violation [1]. Renewal can also be withheld if the property has unaddressed violation notices [1]. Specific civil-infraction dollar amounts are set under the City’s general schedule of fines (Chapter 1, General Provisions) [4] โ verify the current amount with the City Clerk before relying on a figure.
Inspections & Safety Requirements
Chapter 18, Article VI does not specify a mandatory pre-occupancy or routine rental inspection cycle in the ordinance text [1]. The application packet does not require an inspection report at submission. However, the City reserves the right to inspect rental records and the dwelling itself when responding to a complaint or suspected violation [1].
Separate from the rental registration program, all construction and alterations require permits through the White Lake Area Building Inspection Board (a joint board with Montague Township and Whitehall Township) [5]. Required Inspections are documented in a published PDF.
Operating Rules (120-Day Cap, Parking, Trash, Noise)
Short-term rentals must meet every condition in Sec. 18-254 [1]. Missing any one of these disqualifies the use as an STR under the ordinance:
- 120-day annual cap. Occupancy by paying renters cannot exceed 120 days per year. Beyond 120 days, the dwelling is by definition a long-term rental and must register as such [1].
- Registration certificate posted. The City-issued certificate must be displayed in the front window during occupancy. No off-site signage advertising the rental is permitted [1].
- On-site parking only. All vehicles (including RVs and trailers) must park on the property. Parking must meet City zoning standards for location, size, ingress/egress. No street parking [1].
- Trash containers. Garbage receptacles may be roadside no more than 1 day before pickup and must be moved within 1 day after collection. Storage area for receptacles must meet City zoning standards [1].
- Residential appearance. The exterior of the dwelling cannot have anything other than a residential appearance when located in a residential district [1].
- No nuisance noise, odor, or vibration discernible beyond the property line [1]. Chapter 46 (Offenses) sets the city-wide noise prohibition [6].
Local Agent Requirement (Out-of-Area Owners)
If the property owner does not reside within 30 miles of the City of Montague, the owner must designate a responsible local agent who can address issues that arise [1]. The agent’s name, address, cell phone, and email must be included on the registration application [2].
This rule applies to all rental classifications (STR and LTR alike) and is aimed at investor-owned and out-of-state-owned properties. The City uses the agent’s contact information when issuing notices, orders, or complaint follow-ups.
Transfer of Rental Registration on Sale
Rental registrations do not automatically transfer when a property is sold. Sec. 18-252(g) prohibits transfer of a registration certificate without the written consent of the City’s Zoning Administrator [1]. A new owner must re-register the dwelling within 60 days of assuming ownership [1].
Where LTRs Are Allowed (Zoning)
Long-term rentals follow standard residential zoning. If a parcel is zoned for residential dwelling use under the City Zoning Ordinance [3], LTRs are permitted with rental registration โ no separate classification applies.
Where verification matters: For commercial, industrial, or mixed-use-zoned properties, the underlying residential dwelling use itself must be permitted by right (or grandfathered) in that district. Verify the parcel’s zoning district on the map below, then confirm residential dwelling use with the Zoning Administrator.
A Long-Term Rental in Montague is defined as a dwelling providing semi-permanent accommodations to non-owners for 120 days or more annually [1]. There is no city-imposed minimum lease length beyond that classification threshold; standard Michigan landlord-tenant law applies to lease terms and security deposits.
Registration & Permit Process
Submit the same Rental Registration Application used for STRs โ by mail or in person to City Hall, 8778 Ferry Street, Montague, MI 49437 [2]. Check the “Long-Term Rental” box and list the number of dwelling units and maximum occupancy.
If the owner does not reside within 30 miles of Montague, the application must designate a local agent with contact details [1].
Fees & Penalties
Specific civil-infraction dollar amounts are set in the City’s general fine schedule (Chapter 1) [4] โ confirm the current amount with the City Clerk before relying on a figure.
Inspections & Record Keeping
Montague’s rental ordinance does not require a routine pre-occupancy or periodic inspection of LTR units in its text [1]. The City may inspect rental records or the dwelling itself when responding to a complaint or suspected violation under Sec. 18-253 [1].
Record keeping is mandatory. The owner or local agent must obtain and maintain the name, address, and contact information for each occupant for at least two years, and update it for each new tenant [1]. Records must be conveyed to any successor owner or agent.
Building permit work (electrical, mechanical, plumbing, structural) is inspected through the White Lake Area Building Inspection Board [5]. The Required Inspections checklist describes which trades trigger which inspections.
Tenant Rights & Eviction Resources
Michigan landlord-tenant relationships are governed by state law (MCL 554.601 et seq.) and the summary proceedings act for evictions. The Michigan Legislature publishes a free booklet, A Practical Guide for Tenants and Landlords, covering leases, security deposits, repairs, and the eviction process [7]. These rules apply equally in Montague and are not modified by city ordinance.
Michigan Legal Help also maintains the do-it-yourself eviction and tenant-rights toolkits used by district courts statewide [8].
Special Regulations
Montague properties along White Lake and within walking distance of Lake Michigan may sit in flood, septic, or water-front zones that affect what you can buy and how you can rent. Investors should review these in addition to the rental rules.
Septic & Wells (Muskegon County Health Department)
Most newer construction inside the City of Montague is on municipal water and sanitary sewer, but some older parcels and edge-of-city lots use private septic and well systems. The Muskegon County Health Department’s Environmental Health program permits and inspects on-site septic and private wells [9].
Existing-system evaluations are available for a fee and are recommended for any buyer of a property using septic or well water โ failed or undersized septic systems are a common surprise on older waterfront cottages and can be expensive to remediate.
Flood Zones (Chapter 42)
The City of Montague enforces Chapter 42 of the Code of Ordinances for development within FEMA-mapped flood areas [10]. White Lake frontage and low-lying parcels near tributaries should be checked on the FEMA map before purchase or significant renovation.
Official Resources
Property Tax Treatment
Explore Rental Guides โ Muskegon County
Every municipality in Muskegon County. Click any to view its rental guide โ or request one if itโs not yet live. View the Muskegon County hub โ
- Blue Lake TownshipTownshipSTRs Allowed
- CasnoviaVillageSTR Status Unverified
- Casnovia TownshipTownshipSTR Status Unverified
- Cedar Creek TownshipTownshipSTR Status Unverified
- Dalton TownshipTownshipSTRs Allowed
- Egelston TownshipTownshipSTR Status Unverified
- Fruitland TownshipTownshipSTRs Not Allowed
- FruitportVillageSTR Status Unverified
- Fruitport Charter TownshipTownshipSTR Status Unverified
- Holton TownshipTownshipSTRs Allowed
- Laketon TownshipTownshipSTRs Allowed
- Lakewood ClubVillageSTR Status Unverified
- MontagueCitySTRs Capped/Limited
- Montague TownshipTownshipSTR Status Unverified
- Moorland TownshipTownshipSTR Status Unverified
- MuskegonCitySTRs Capped/Limited
- Muskegon Charter TownshipTownshipSTR Status Unverified
- Muskegon HeightsCitySTRs Capped/Limited
- North MuskegonCitySTRs Capped/Limited
- Norton ShoresCitySTRs Allowed
- Ravenna TownshipTownshipSTRs Not Allowed
- Roosevelt ParkCitySTR Status Unverified
- Sullivan TownshipTownshipSTR Status Unverified
- White River TownshipTownshipSTRs Capped/Limited
- WhitehallCitySTRs Not Allowed
- Whitehall TownshipTownshipSTRs Allowed
Buying, selling, or investing in Montague?
I help investors and homeowners navigate Montague's two-year rental registration and the 120-day STR cap โ plus the rest of the rental rules across Muskegon County and west Michigan. Let's talk through your property before you underwrite or list.
Sources & Downloads
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1City of Montague โ Chapter 18, Article VI: Rental Dwelling Registration https://cityofmontague.org/wp-content/uploads/2018/02/Chapter_18_ARTICLE_VI_Rental_Registration.pdfAdopted March 7, 2018 โ defines STR (<120 days/yr) and LTR (>=120 days/yr), registration term, transferability, local agent rule, STR conditions, violationsVerified: 2026-05-15
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2City of Montague โ Rental Registration Application (PDF) https://cityofmontague.org/wp-content/uploads/2018/09/Rental_Registration_Application_20180921.pdfApplication form with $50 fee, two-year term, submission to City Hall, STR conditions reprinted on backVerified: 2026-05-15
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3City of Montague โ Zoning Ordinance (Appendix A) https://cityofmontague.org/wp-content/uploads/2018/01/Zoning_Ordinance_20180101.pdfEffective January 1, 2018 โ district boundaries and residential use definitionsVerified: 2026-05-15
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4City of Montague โ Chapter 1 General Provisions https://cityofmontague.org/wp-content/uploads/2017/01/Chapter_01_GENERAL_PROVISIONS.pdfCode framework including general municipal civil-infraction fine scheduleVerified: 2026-05-15
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5White Lake Area Building Inspection Board โ Brochure https://cityofmontague.org/wp-content/uploads/2024/04/WLABIB_Brochure_20240404.pdfJoint building inspection board for Montague City, Montague Twp, and Whitehall TwpVerified: 2026-05-15
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6City of Montague โ Chapter 46 Offenses & Miscellaneous Provisions https://cityofmontague.org/wp-content/uploads/2023/04/Chapter_46_OFFENSES_AND_MISC_PROVISIONS_20230417.pdfCity-wide noise/nuisance prohibitions applicable to all residences including rentalsVerified: 2026-05-15
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7Michigan Legislature โ A Practical Guide for Tenants and Landlords (PDF) https://www.legislature.mi.gov/publications/tenantlandlord.pdfStatewide tenant-landlord reference (leases, deposits, evictions)Verified: 2026-05-15
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8Michigan Legal Help โ Housing Resources https://michiganlegalhelp.org/resources/housingDIY eviction defense and tenant-rights toolkits used in Michigan district courtsVerified: 2026-05-15
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9Muskegon County โ Septic Permits & Evaluations https://co.muskegon.mi.us/1042/Septic-Permits-EvaluationsCounty Environmental Health program for septic permits and existing-system evaluationsVerified: 2026-05-15
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10City of Montague โ Chapter 42 Floods https://cityofmontague.org/wp-content/uploads/2021/10/Chapter_42_FLOODS.pdfFloodplain development rules โ relevant for White Lake frontage and low-lying parcelsVerified: 2026-05-15
